Larger or more complex companies often require other solutions than classic businesses. We work in close partnership with our clients and fully understand the processes, corporate culture, supply chain etc. of their company. We firmly believe that a partner must have a thorough understanding of the client’s core business in order to be able to offer tailor-made solutions on the market.
OUR APPROACH FOR YOUR COMPANY
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Optimization of current solutions based on your risk exposure philosophy, on risk management analyses and on risk engineering reports.
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Selection of suppliers based on your demands as to price/premium policy, loss ratios, countertrade deals or supplier’s specialization.
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Focus on internal processes by consulting in detail all persons involved (HR, IT, head of fleet, finance).
OUR STRENGTHS
Insurance companies pay UFS a brokerage fee for keeping track of the client’s policies. Said fee corresponds to a fixed percentage of the net premium paid by the client (stamp duties excluded).
We are not allowed to accept any additional commissions based on the kind of damage or on the policy value.
Together with our clients we define the extent of our services and agree to different offers on a fee basis. This means you pay only for the services you need. Apart from the Broker Mandate, a separate cooperation agreement is drawn up containing, among others, UFS’s services and professional fees.
Companies with affiliates abroad depend on interconnected and coordinated solutions for the entire group. Affiliate companies abroad often create products that get distributed worldwide through the holding company. Our task consists in coordinating all these processes, in structuring optimally international insurance programs and, upon request, in seeking partners abroad.
Staff insurance is not among the most costly items in a portfolio. Also, there are differences in every country. UFS’s services concern all areas in relation to your employees.
Industries in particular often have invested large amounts in facilities and warehouses. In this we focus on the dependencies between you and your suppliers or key clients. Moreover, we carefully examine damage limits, analyze chokepoints – so-called bottlenecks – in the production process and scrutinize existing solutions. If need be, we involve a risk engineer, who carefully analyzes your business in connection with a brand and shows you possible architectural or organizational improvements.
The transportation of goods always involves risks from origin to destination. Our task consists in discussing a series of topics together with you: transport routes, temporary storage, means of transportation and partner companies such as forwarding agents or haulage contractors, but also other topics, such as investment goods, trade fairs/exhibits or contractual penalties, which need to be examined carefully.
Our comprehensive third party liability is highly complex and hard to outdo. No other insurance partner offers such varied solutions and possible coverage components. After a detailed examination of your products and services, we assemble the individual coverage components like a puzzle. For this area we also turn to certain providers from the Anglo-American world who have specialized in Switzerland.
This allows us to offer best solutions in particular for companies working in the fields of IT, healthcare and architecture/engineering.
Members of boards of directors as well as all management members and company auditors are personally responsible and can therefore be held liable for damages they would cause by violating their duties. Liability often incurs by performing management tasks, in pursuance of art. 754 of the Swiss Code of Obligations. Liability issues concern the members of corporate bodies of public limited companies (in German: AG) but also to a certain extent the members of corporate bodies of private limited companies (in German: GmbH), cooperatives, associations and foundations.
The insurance sector constantly follows new trends and creates products based thereon. Clearly, you will benefit from UFS’s proactive approach. UFS knows the market, keeps itself up-to-date with information from the insurance companies and presents you with solutions you might not yet be aware of. We would be pleased to have a close look with you also at some niche products, such as:
Cybercrime
Reputation
Product contamination
Supply chain
Weather
Trade & Credit
Clinical trials
WHAT OUR CUSTOMERS SAY
